Monday, January 16, 2012

State Farm, The Insurance YOU Need

State farm is one of the most popular car insurances out there. They have their own agents that are there to help you whenever you need them. The state farm car insurance is a trustable insurance company with extremely decent quotes for you as a driver. State Farm can negotiate the price of  your car insurance based on your needs and what kind of person you are. Maybe you are having trouble affording state farm car insurance, they will be there to help you decide on what kind of insurance you should get based on your needs. I personally have had state farm for quite a few years and have never had a problem with them. I was also completely satisfied with the quote state farm had provided me.

Wednesday, January 11, 2012

My personal Car insurance Story

I was recently in a car accident and boy was I happy when progressive came through for me. Right when I got in the accident all the way until all the dues were finishing progressive car insurance was there for me every step of the way. They provided me with tips and guidelines for what to do in my accident. Luckily nobody was hurt and the accident wasn't very severe, but that goes to show what a great car insurance company like progressive does for their customers.

Saturday, January 7, 2012

Compare Car Insurances

Many people wrongfully believe what other people tell them or what they see on advertisements such as commercials. Every person is different with their insurance as they have a different need for it. Maybe they got a different discount than you will get or they got a special deal so they think it is the cheapest. And those commericals exaggerate and give you the price "1" person made, and that person probably had about 10 accidents with their old insurance company and needed a new one, and that is why they saved "hundreds". To get the best car insurance you need to compare the companies policies and history in order to get the best trusted car insurance. See for yourself!

Monday, January 2, 2012

Why do I need car insurance?

This is a question asked by many people all over the world ALL the time. They think "All that money I'd be spending on car insurance could be put to better use like for a new television or house payments, so I just won't get insurance. But then you have to realize that just because you are a good driver doesn't mean everyone else is, and that doesn't mean that you wont ever make a mistake, we're only human. So what happens if you make that mistake and you DO NOT have car insurance? Well then, you would not have a car anymore. Insurance is what protects your vehicle from becoming useless. Those payments you make to  your insurance company ad up. Fixing a car is one of the most expensive things to do, most people cannot do it without insurance because it is so much money out of the pocket. Insurance is a must and is in fact required by law in every state. If it wasn't required you could be sure that many people would not even bother to get it. And this would lead to people not having any form of transportation and losing their jobs and several other horrible things.

Friday, December 23, 2011

All about Progressive Car Insurance

Progressive is your neighborhood friendly insurance company. They are a company that has an ample amount of experience in the field of insurance, as they have been around for a long time.
They have insurance on almost anything you could ask for insurance on, so there is no worry here about not being able to insure a certain vehicle.
Progressive is the third largest motor insurance provider. This means that generally most people would go to progressive insurance because of their motor insurance rates and quality. I personally have insured my motor cycle by progressive and I cannot complain about the quality i receive from progressive.
Progressive is a customer friendly insurance company. There is always someone there that is willing to help or give you tips for your vehicles. They have more representatives and agents than most car insurance companies out there, allowing them to give the best customer service available.
Progressive insurance even offers many discounts for just about anyone so that they will be able to get the insurance they need at a price they cannot argue, such as getting a discount for insuring multiple vehicles instead of just one.

Tuesday, December 20, 2011

What to look for when choosing car insurance?

When choosing car insurance, you should be extremely careful and cautious.
Alot of the time, a car insurance company will put a big number or name in your face to get you to purchase their insurance over another companies'. They'll even go as far as comparing their insurance to other companies, and sometimes EVERY other car insurance company.

1) You should look for "special coverage". Some car insurance companies don't cover things like motorcycles or  boats. So you would need to look for this.

2) A big thing to look for when looking for car insurance is the discounts. Car insurance companies will offer discounts from everything from being a teenager, a senior, to even just being you.

3) Look at the reputation of the car insurance company you are interested in. You would not want to be insured by a company that has low reputation, that would not be good for you or anyone else that would be insured by them. Make sure you check this out.

4) Look for a "Loaner Car Policy". Have you ever thought to yourself "What would happen if my car got destroyed and I couldn't get to work"?. Well, some car insurance companies will give you a loaner car for when they are in the process of fixing your car that gets damaged. This is a nice perk to have.

Thursday, December 15, 2011

How to lower your car insurance rates?

There are many ways to reduce the cost of your car insurance.

One of these is to request higher deductibles. A deductible is the amount of money you give before your insurance company actually comes to assist you. The higher your deductible is, the lower the percentage of the cost would be if you got into an accident.

Another way would to be to drop the comprehensive and collision coverage on cars that have low market value or are never used. If these cars are destroyed there is no use repairing them in the first place.

Make the car you purchase a "low profile" one. Meaning it's not very expensive to repair and it's not the "newest" thing to get.

A great way to lower the cost of your car insurance is carpooling. Many companies offer low car insurance to those with low mileage or who just plain carpool.

Many insurance companies offer great insurance discounts to drivers who has safety equipment such as air bags, seat belts, and daytime running lights.