How to lower your car insurance rates?

There are many ways to reduce the cost of your car insurance.

One of these is to request higher deductibles. A deductible is the amount of money you give before your insurance company actually comes to assist you. The higher your deductible is, the lower the percentage of the cost would be if you got into an accident.

Another way would to be to drop the comprehensive and collision coverage on cars that have low market value or are never used. If these cars are destroyed there is no use repairing them in the first place.

Make the car you purchase a "low profile" one. Meaning it's not very expensive to repair and it's not the "newest" thing to get.

A great way to lower the cost of your car insurance is carpooling. Many companies offer low car insurance to those with low mileage or who just plain carpool.

Many insurance companies offer great insurance discounts to drivers who has safety equipment such as air bags, seat belts, and daytime running lights.